April 30, 2025
funaroagencySpecialty Insurance for Collector and Classic Cars
Automobiles typically represent significant financial commitments, but when you consider purchasing, restoring or otherwise investing in a classic, vintage or collector vehicle, you may have even more fiscal risk to consider. Given the inherent value of these automobiles, you may need to take extra precautions, including understanding and securing specialized insurance. At the , we […]
March 31, 2025
funaroagencyFlood Insurance for Small Businesses in New York: What Owners Need to Know
Flood insurance is a crucial consideration for small businesses in New York, given the state’s susceptibility to flooding from coastal storms, heavy rains and snowmelt. Business owners should be informed about coverage requirements, business interruption considerations, risk assessment strategies and cost-saving options. Coverage Requirements Small business owners in New York have the option to purchase […]
February 28, 2025
funaroagencyWhat Types of Insurance Does My Business Need in Nassau County, NY?
Starting and running a business in Nassau County, New York, requires careful planning and risk management. One of the most crucial aspects of this is ensuring your business is adequately insured. Business Insurance Options The following are the key types of insurance your business might need: General liability insurance—This is crucial for every business as […]
January 31, 2025
funaroagencyHow to Protect Your Home With Flood Insurance in Bethpage, NY
Living in , , offers beautiful coastal views and a vibrant community, but it also comes with the risk of flooding. Protecting your home with flood insurance is crucial to safeguard your property and financial stability. Understanding Flood Insurance Standard homeowners insurance policies typically won’t cover flood damage. You typically need a separate flood policy […]
December 31, 2024
funaroagencySeasonal Risks and How to Insure Your Business Against Them
Organizations of all sizes can be susceptible to various risks throughout the year, particularly around the holidays. As seasons change, it’s essential to consider what new business vulnerabilities may emerge and how to mitigate them. The following are some potential risks to keep in mind. Seasonal Weather Events Severe weather causes billions in damages annually […]
November 29, 2024
funaroagencyThe Impact of Holiday Travel on Homeowners Insurance
As the holiday season approaches, many homeowners look forward to traveling to visit loved ones or enjoy a well-deserved vacation. However, it’s essential to understand how holiday travel can impact homeowners insurance and what steps you can take to help ensure you have adequate coverage. Theft and Vandalism An unoccupied home can be a target […]
October 8, 2024
funaroagencyThe Risks of Driving in Fall—What Auto Insurance Covers
As the leaves change and the days grow shorter, fall brings driving challenges. Drivers should be aware of the risks associated with this season, including the following: Wet leaves—As leaves fall and accumulate on the roadway, they can create a slippery surface, especially when wet; this can lead to reduced traction and increase the risk […]
September 30, 2024
funaroagencyUnderstanding Different Types of Life Insurance
Life insurance can be a crucial part of your long-term financial plan. Understanding your options can help you make an informed decision about which policy may be a good fit for you. Term Life Insurance Term life policies provide coverage for a specific period, typically ranging from 10 to 30 years. If you pass away […]
August 12, 2024
funaroagencyWhat Does a Business Owners Policy Cover?
In the ever-evolving world of entrepreneurship, small to mid-sized enterprises frequently face various hurdles. Among these is the need to reduce operational risks. To address this, obtaining sufficient insurance is crucial. A business owners policy (BOP) can consolidate essential insurance for appropriate small and medium-sized enterprises, offering security and cost-effectiveness. What Is a BOP? A […]
July 2, 2024
funaroagencyUnderstanding Different Types of Flood Insurance Coverage
Floods are among the most common and damaging natural disasters. Heavy rainfall, rapid snowmelt, and infrastructure issues can all lead to an abundance of water filling the streets and areas around your property, potentially leading to catastrophic losses. If even a small amount of water seeps into your home or business, the financial consequences could […]