Switching to James V. Funaro Agency
What documentation do I need to switch insurance agencies?
We just need your current declarations page for insurance policy. If you are switching home insurance, then we need you to contact your mortgage company to authorize us to speak with them on your behalf. We will minimally need the bank name and loan number. The declarations page of your current insurance company should have all this information, if it is up to date.
Do I need to switch before I am up for renewal?
You can switch at anytime during the policy period, preferably on your monthly billing due date or renewal date. If you are on an automatic payment with your current insurance company, then you should suspend billing at least a week in advance to avoid a double payment.
Will it cost me money if I switch before my renewal?
It will not cost any extra money. In fact you will save money to start earlier, if our rate is lower.
What is the time frame to make the switch?
You should start the process at least a week before the new policy effective date.
Can it be done online?
No, we prefer to do it by phone or via email.