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Maintaining a commercial fleet involves keeping vehicles running smoothly, and doing so can influence your insurance costs by reducing the risks of accidents resulting from mechanical failures. Preventative Maintenance Preventative maintenance is the cornerstone of managing a commercial fleet effectively. Regularly scheduled maintenance tasks—such as oil changes, tire rotations, brake inspections and fluid checks—help keep […]

New York is one of several states that operate under a no-fault insurance system for auto accidents. This system aims to streamline the process of obtaining compensation for injuries sustained in car accidents while reducing the burden on the court system. How New York’s No-Fault Insurance System Works Under New York’s no-fault insurance system, drivers […]

If you are a homeowner or about to be one, you may wonder how to best protect your home from the unexpected. One place to start is by reviewing the most common homeowners insurance claims and ways you can prevent them. While many incidents are unavoidable, some can be mitigated by taking proper precautions. Most […]

Home insurance is vital to homeownership, protecting your finances against various risks and unforeseen events. However, many homeowners may not be aware of the factors that can affect their home insurance premiums. Understanding these factors is crucial in managing insurance costs while ensuring adequate coverage. Location of Your Home The location of your property plays […]

Auto insurance is designed to help provide financial protection in case of accidents, theft and various unexpected events. This coverage is highly customizable, so it’s crucial to work closely with an experienced local agent to get appropriate car insurance coverage at a great rate. Is Auto Insurance Required? Like other states, New York has mandatory […]