Personal Umbrella Insurance in Bethpage, NY & Levittown, NY
A personal umbrella policy is designed to provide additional liability coverage beyond the limits of your existing home, auto or other personal insurance policies. James V. Funaro Agency offers personal umbrella insurance to individuals and families throughout New York who want an extra layer of liability coverage. 
Why Consider an Umbrella Policy?
Even the most careful individuals can face unexpected situations that might incur losses beyond the capabilities of standard insurance policies. Fortunately, a suitable personal umbrella insurance policy can offer additional financial protection, such as in the following scenarios:
- Serious auto accidents with injuries
- Accidents on your property
- Lawsuits related to libel, slander, or defamation
In these cases, your standard liability coverage may not be enough. A personal umbrella policy can:
- Extend your liability limits, often by millions of dollars
- Cover legal defense costs
- Offer financial protection for additional scenarios, such as personal and advertising injuries
Who Can Benefit From Umbrella Insurance?
Umbrella insurance can be valuable for anyone who wants to safeguard their assets, but it’s often especially important for:
- High-net-worth homeowners
- Dog owners
- Frequent drivers
- Families with teenage drivers
- Individuals with pools, trampolines or other potential risks on their property
How Our Team Helps Residents in Bethpage, NY & Levittown, NY
At James V. Funaro Agency, our team works closely with clients in Bethpage, NY & Levittown, NY to assess their risks and recommend the right level of umbrella coverage. We will help you understand your options, compare policies, and secure competitively priced coverage that fits your needs.
Contact us today for a personalized quote or discuss your needs with our agents.