Autumn Hazards for Commercial Drivers: Is Your Fleet Covered?

New York commercial drivers face a unique set of seasonal challenges in the fall. Keeping your fleet safe and properly insured is essential for your business’s success. Understanding common driving hazards and your commercial insurance options can help ensure you have the best coverage to financially protect your fleet.

Common Autumn Driving Risks in New York

Autumn brings beautiful scenery, but it also introduces risks that can impact commercial vehicles, such as the following:

• Slippery leaves—Wet leaves on the road can be just as hazardous as ice, reducing tire traction and increasing stopping distances.
• Shorter daylight hours—Diminished visibility during early mornings and evenings can make it harder to spot pedestrians, cyclists, and other vehicles.
• Back-to-school traffic—With schools back in session, expect more buses, crossing guards, and young pedestrians, especially during peak hours.
• Unpredictable weather—Sudden rain showers and early frosts can create slick road conditions, requiring extra caution from drivers.

How Commercial Auto Insurance Helps Protect Your Fleet

Our commercial auto insurance solutions are designed to address the specific risks that come with autumn driving. Coverage may include the following:

• Liability protection—Safeguards your business if your drivers are involved in an accident that causes third-party injuries or property damage.
• Physical damage coverage—This may include collision and comprehensive coverage, which can help repair or replace vehicles damaged by accidents, weather, or other covered events.

Contact Us

Don’t let autumn hazards catch your business off guard. The team at James V. Funaro Agency in Bethpage, NY & Levittown, NY can help you find the right coverage for your fleet and budget.

Contact us today to review your commercial auto insurance and ensure your fleet is ready for the season.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.